"may I speak with Miss..."

There's nothing more humbling than getting a bill collector call AT WORK. We are going to be destitute for about another year until DH gets out of his "training period" for his new career. Having slashed our income by about 60 percent or more has been shitty to say the least. We pay our bills, but sometimes we have to juggle. Sometimes I can afford a smidgen of yarn; other times I can only drool--like today. DH works on strictly commission--factor in lowly trainee cuts and you've got a recipe for disaster. Almost 40 (oh dear, less than six months now!) and struggling...hmmm, not my idea of fun. Happy friggin' Monday. That electrical cord is looking more and more like licorice all the time...